Beyond calculators
Tools
Calculators answer and forget. These remember — trackers and journals that keep your data between visits, stored in your browser by default, synced to an account only if you choose to sign in.
Money & business
Forecasts, filings and the monthly rituals — the tools professionals return to.
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Quarterly tax planner
US estimated taxes, planned and tracked — safe harbor compared on your numbers, all four deadlines, catch-up computed.
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Reconciliation workbench
Books vs bank from two CSVs — fuzzy matching, batched deposits, a difference explained to the cent. Nothing uploaded.
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Rental property analyzer
Cash flow, cap rate, cash-on-cash and DSCR — with a 30-year projection and saved deals compared side by side.
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Debt payoff planner
Avalanche vs snowball on your actual debts — debt-free date, payoff order, and real progress tracked.
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Financial statement analyzer
20 ratios, DuPont and the Altman Z-score from one set of inputs — formulas shown, trends tracked.
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13-week cash flow
The forecast lenders ask for, live in the browser — scenarios, crunch detection, no email gate.
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Retirement planner
Will the money last? Project your pot with sourced 2026 figures for six countries, and compare scenarios.
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Invoice generator
Professional invoices with tax, discounts, logos and PDF download — free, unlimited, private.
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Expense tracker
Log spending in seconds — monthly totals by category, a budget bar, and an honest pace projection.
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Time Card Tracker
Weekly hours with breaks and overtime — h:mm and decimal totals, pay computed, saved weeks that sync.
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Mileage log
The IRS-compliant trip log — 2026 split-year rates applied by date, deduction totals, CSV for your accountant.
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Net worth tracker
Assets minus debts, snapshotted over time — the trend, the category mix, and no bank linking ever.
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401(k) fee analyzer
What your plan really costs — weighted fund fees plus the admin fee, and the dollars they take by retirement.
Open Bill Decoder
Work out exactly why your energy bill went up: how much was the rate, how much was the weather, how much was a longer billing period, and how much was none of those.
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Documents & files
PDFs, images and resumes — processed in your browser, never uploaded.
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PDF Studio
Merge, split, rotate, number, watermark and retitle PDFs — one workbench, zero uploads.
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Image Studio
Compress to a target size, convert JPG/PNG/WebP and batch-resize — EXIF stripped, nothing uploaded.
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Resume builder
ATS-friendly templates, live preview, tailored versions per job — free PDF downloads, no paywall.
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Life plans
The big-ticket projects: budgets that stay live from first estimate to final payment.
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Renovation budget planner
Room by room: planned vs quoted vs paid, contingency built in, and variance showing where it grew.
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Wedding budget planner
Planned vs contracted vs paid on every line — with the guest count driving per-head costs live.
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Home inventory
The record insurance claims need — every item with serial and value, totalled against your coverage limit.
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Home cost basis tracker
Log every improvement while you own the place — so the gain you are taxed on when you sell is the real one.
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Health & daily habits
Private by architecture, ad-free by policy — logs your data stays out of.
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Blood pressure log
Readings in seconds, ACC/AHA-classified averages, and a printable report for your appointment.
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Period tracker
Periods, symptoms, mood and water — with fertile-window predictions and phase-aware care tips.
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Habit tracker
Build streaks you can see — one-tap check-ins, best-ever runs, and your 30-day rate.
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Sleep journal
Bedtimes and wake-ups in seconds — average sleep, typical bedtime, and how steady you really are.
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Quick utilities
In, done, out — no account, nothing stored unless you want it.
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Wheel spinner
Pick names and prizes fairly — weighted odds shown, raffle mode, saved wheels that sync.
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Password generator
Cryptographically random passwords with the entropy math and crack times shown — never stored.
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QR code generator
Links, WiFi, contacts and more as static codes that never expire — SVG and PNG, no sign-up.
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Word counter
Live counts, reading time, keyword density and platform-limit checks as you type.
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Typing test
WPM, accuracy and consistency — with per-key heatmaps and drills built from your weakest keys.
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Text Studio
Fourteen text jobs on one workbench — case, diff, sort, clean, replace, morse, readability and more, all in your browser.
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Time Studio
Timer, stopwatch, alarm, countdowns, date math, business days, week numbers, time zones and unix time — one clock-bench.
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Your data, your rules
Every tool works without an account. Sign in and your data is backed up under explicit consent, never shared, and deletable in one click from your profile.